10 Estate Planning Moves to Prepare for the Inevitable

Life happens. How many times have you heard that phrase? And how many times are you still surprised by what life throws your way? In my agency, we see so many difficult situations. Peoples’ lives are changed in ways they never imagined. Insurance is for “what you couldn’t imagine.” It’s funny how many people say […]

7 Things that Drive Your Insurance Agent Crazy

The relationship between an insurance agent and a client is a two-way street. When we talk with clients trying to determine if they want us to handle their insurance program, we are interviewing them as well. In my humble opinion, too many clients think insurance agents want to write every piece of business available and […]

Accidents Happen

Clients always surprise me with their responses to questions concerning their insurance limits. Most of the time they make me smile, but sometimes they make me very sad. I’ve actually had people tell me they don’t need high limits on auto insurance because they are safe drivers, or they don’t have accidents. Really?? Have you […]

9 Essential Details Every Homeowner Should Master

I must admit, when I bought my first home in 1985, I was so naïve. Growing up on a small farm with livestock, we were fairly self-sufficient. My dad made sure we knew how to handle many things around the farm, but there was still plenty I did not know. I remember when I got […]

Travel Safely

I’ve been very fortunate in my 50+ years to travel a LOT! Lucky me, a small-town (population 500 with one caution light, but that’s another story!) Georgia girl has seen most of the US and much of Europe. Being out of town this week at two different conference made me think about traveling tips, travel […]

The Other Side of Insurance: Your Agent’s Perspective

I can’t tell you the number of times I see clients make bad decisions about coverage options, but I have to respect that it is their decision. All I can do as your insurance agent is educate and give my professional opinion. Don’t I wish I could make decisions for our clients to properly protect […]

How to Get Your Financial House in Order

With the new year close at hand, multitudes of people make New Year’s resolutions to improve their lifestyles with diet, exercise, or mastering new skills. Unfortunately, most New Year’s resolutions last approximately 21 days. Instead of making a resolution, why not commit to getting your financial house in order? Money may not be the most […]

The Ugly Truth about Sublimits

  For the majority of people, purchasing a home is the biggest single investment of their lives. To protect their home and its valuable contents, they purchase a homeowners insurance policy. When buying a homeowners policy, most people think “everything” in their home is covered by their policy, and when I say everything, I mean […]

The 7 Biggest Auto Insurance Myths

I must admit, I was completely ignorant about insurance before I entered the insurance profession. Even though I had a Master’s degree and felt like I was pretty savvy, I was driving around with state minimum limits. I simply did not know any better, and unfortunately for me, I had not found an insurance agent […]

Discover 5 Ways to Avoid Auto Accidents

Americans have been in love with their cars for years. The number of vehicles on the road is very high and many auto accidents occur in the U.S. Data from the National Safety Council estimates that about 10 million car accidents occur every year in the U.S. These auto accidents range from parking lot incidences […]